NewThis week's picks

Stop Guessing
When to Buy.

See exactly when a stock is in a Buy Zone, and when to trim.

Real DCA signals on GOOGL. 3X Strong Buy Zone, 17.5% below its last Strong Trim.

Standard: 7-day free trial · Cancel anytime before day 7.

See the backtest results

Historical backtest

Does timing your DCA make a difference?

Same money, same stocks. DCA Optimizer's timed buys vs investing the same amount every month.

Hypothetical simulations from the app's historical backtests. No fees, taxes or slippage. Past results don't predict future returns. Updated every weekday evening.

See it in 90 seconds

Watch DCA Optimizer in action

Quick (5 min) and full (28 min) platform walkthroughs with Ronnie V.

How it works

A Smarter Way to DCA.

DCA means dollar-cost averaging: investing a set amount on a regular schedule, such as once a month, instead of trying to time a single entry. DCA Optimizer upgrades that habit by showing when conditions support buying more (2X–4X) or trimming.

  1. 01

    Find Your Investment

    Search supported stocks, ETFs and other available assets.

  2. 02

    Understand the Verdict

    See its monthly zone, Free Cash Flow line and business badges on one chart.

  3. 03

    Build Your Investing Plan

    Use verdicts, historical charts, backtests and scheduled alerts to support a more consistent process.

The six zones

  • 4X DCAExtreme Buy

    The strongest accumulation category: up to four times your usual contribution.

  • 3X DCAStrong Buy

    Conditions support increasing contributions significantly above your normal DCA amount.

  • 2X DCABuy

    Conditions support increasing your recurring contribution above baseline.

  • 1X DCAAdd

    Conditions correspond to your normal DCA allocation.

  • TRIMLight Trim

    Conditions suggest evaluating a modest reduction in exposure.

  • TRIMStrong Trim

    The strongest indication to consider reducing exposure.

2X, 3X and 4X are multiples of your own baseline monthly contribution, not return predictions.

Decision support, not automated trading. You make every decision.

Learn hub with guides to the six zones and DCA verdicts

New to DCA? Start with the Learn hub.

Videos, step-by-step guides and quick answers inside the app.

Start Free Trial

The platform

One Platform. Every Part of Your Investing Process.

Discover opportunities, analyze historical signals, compare investments, and monitor the market with DCA Optimizer.

Your Investing Intelligence at a Glance.

  • Market-wide signal counts and your watchlist
  • Sector/theme buy-zone opportunities & share cards
  • ETF historical zone comparisons

Included in Standard & Pro

The health of the business behind the signal.

NFLX · Frozen example · Oct 27, 2026

Quality ✓

This company makes real cash and its debt looks manageable.

High Risk

Cash flow or debt raise a red flag. Size positions carefully.

FCF Growing

This company is bringing in more free cash flow than a year ago.

Stabilizing

The drop looks like it's slowing down. Price may be finding a floor.

Still falling

Price is still sliding. Spreading your buys out may make sense.

Rare Dip

A buy zone that has not appeared recently in the available history.

Badges add context. They never change your DCA verdict. Frozen example, not a current signal.

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Membership

Choose the Tools That Fit Your Strategy.

Start with Standard free for 7 days, or go Pro for full history and every tool.

Standard

Great place to start

Best for most users getting started.

$20/mo

Free for 7 days, then $20/mo · cancel anytime before day 7.

  • DCA verdicts & signal lists
  • Companion badges: quality, cash flow & stabilization
  • Daily market closes
  • 3 Years of Interactive Charts
  • Full Historical Backtesting
  • 50 watchlist · 6 alerts
  • Drawing tools & analyst targets
  • DCA calculator & share cards
  • Sector, theme & ETF zone views
  • 5 & 28-min platform walkthroughs
Choose Standard

Pro

Most complete

Full history, projected ranges and deeper tracking.

$30/mo

No trial · billed today · cancel anytime.

Everything in Standard, plus full history, advanced tools, portfolio tracking and much larger watchlist/alert limits.

  • Full Interactive Chart History
  • Advanced Charting & Smart Money Tools
  • Projected Ranges card & optional chart levels
  • Badge Screener filters & badge context in alert emails
  • Multi-Chart (up to 6)
  • Smart Money Zones & Trim Zones
  • Anchored Volume Profile
  • Portfolio & position tracker
  • Allocation, cash & plan settings
  • Watchlist ranking & share image
  • 200 watchlist · 200 alerts
Get Pro

Secure checkout · Cancel your Standard trial before day 7 and pay nothing · Manage billing from your Account page.

Educational only, not financial advice.

Compare every feature

What Each Plan Includes

A quick look at Standard vs Pro.

Core Access

DCA verdicts (W/M/Q/Y)

Standard

Pro

Stock Screener & filters

Standard

Pro

Daily market closes

Standard

Pro

Quick (5 min) & full (28 min) walkthroughs

Standard

Pro

Charts & Backtests

Interactive Chart History

Standard

Last 36 Months

Pro

Full Available History

Historical Backtesting

Standard

Full Available History

Pro

Full Available History

Chart drawing tools

Standard

Pro

ETF zone comparisons

Standard

Last 3 years

Pro

All available years

Multi-Chart (up to 6)

Standard

—

Pro

Research Tools

Companion badges

Standard

Pro

Analyst targets & estimates

Standard

Pro

DCA calculator & share cards

Standard

Pro

Sector & theme opportunities

Standard

Pro

Projected Ranges card & chart levels

Standard

—

Pro

Badge Screener filters

Standard

—

Pro

Smart Money Zones & Trim Zones

Standard

—

Pro

Anchored Volume Profile

Standard

—

Pro

Watchlist & Alerts

Watchlist

Standard

50 tickers

Pro

200 tickers

Ticker alerts

Standard

6 tickers

Pro

Up to 200

Badge context in alert emails

Standard

—

Pro

Watchlist ranking & share image

Standard

—

Pro

Portfolio Tools

Portfolio & position tracker

Standard

—

Pro

Allocation, cash & plan settings

Standard

—

Pro

FAQ

Good questions.

Short, honest answers.

Is there a free trial?

New accounts can start Standard with a 7-day free trial. Pro has no trial. All sales are final after billing begins; cancel renewals anytime from your Account page.

When am I charged and what happens after 7 days?

Standard starts with a 7-day free trial. If you don't cancel, your first charge is at the end of the trial: $20/month or $200/year. Pro is charged when you subscribe: $30/month or $300/year. All sales are final once billing begins.

What's the difference between Standard and Pro?

Both plans include companion badges and full available historical backtesting. Standard includes 36 months of Signal history and interactive chart history, 50 watchlist tickers and 6 ticker alerts. Pro adds full available history, 200 watchlist tickers and 200 ticker alerts, plus Projected Ranges, badge Screener filters, badge context in alert emails, Multi-Charts, Smart Money Tools, Anchored Volume Profile and the position tracker. Both use real finished daily closes. Available history varies by ticker.

Can I cancel or switch plans?

Yes. Cancel your renewal anytime from your Account page. If you cancel during the Standard trial, you pay nothing, and your watchlist and settings stay saved if you come back. To change your plan or billing period, open manage billing from your Account page; Stripe's secure billing page shows the exact amount before you confirm.

Do I need to know how to read charts?

No. Every stock shows one zone in plain words. The charts are there when you want more.

What do 2X, 3X and 4X mean?

They are multiples of your own baseline monthly contribution. 2X is twice your usual amount, 3X three times, 4X four times. They are not predictions of returns, and higher multipliers don't guarantee success.

Does it place trades for me?

No. DCA Optimizer is decision-support software, not financial advice. You decide what to buy, hold or trim; it never executes trades or manages money.

Are the backtests real returns?

No. They are hypothetical simulations on historical monthly prices, excluding fees, taxes and slippage. Either approach can come out ahead. Past results don't predict future results.

How often do signals update?

Every weekday evening after the market closes, using settled daily closes, not live quotes. Long-term buying doesn't need tick-by-tick prices; the close is what counts. Waiting for the settled close removes intraday noise and keeps decisions calm and disciplined. The current month is still forming and can change until it closes.

What do companion badges tell me?

Badges add business and price context beside a verdict: cash flow and debt, weekly stabilization, growing free cash flow and unusual buy-zone history. Both plans can see available badges. Not every stock qualifies, and missing evidence is not a negative rating. Badges never change the verdict or predict a recovery.

What are Projected Ranges?

A Pro-only card and optional chart levels showing conditional closing-price ranges for buy and trim zones. They are separate from analyst targets and confirmed verdicts. These ranges are not predictions, probabilities or promises that a price will be reached.

What is an intramonth touch?

A stock can reach a stronger zone during the month and finish the month in a different one. Touches show those moments with hollow markers. They never change the confirmed monthly verdict, and the lows shown weren't guaranteed fill prices.

Start with Standard

Invest with a Plan.
Not a Guess.

Try Standard free for 7 days. You decide what to follow.

Standard: free for 7 days. Pro: $30/mo, no trial.

DCA Optimizer

A product of the High Five Collective.

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Educational only, not financial advice.

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Prices and verdicts use finished daily closes, updated each weekday evening after 6 PM ET.

The DCA Optimizer is a technical decision-support tool for educational purposes. It does not provide investment advice, select investments, verify a company's fundamentals, or determine personal position size. Investing involves risk, including the possible loss of principal. Past price action does not guarantee future results. Make independent decisions based on your own research and risk tolerance.

Educational only, not financial advice. Backtests are hypothetical, exclude fees, taxes and slippage, and do not predict future results. Screenshots show real app pages captured Nov 2, 2026, not current signals or recommendations.

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